American Financial Network, Inc. (AFN) Partners with ValueInsured to Offer Its Customers Down Payment Protection with AFN Protection+

Next Generation Home Mortgage Product Will Reimburse Homebuyers if they Need to Sell at a Loss Due to Market Conditions, Empowering them to Buy with Confidence

BREA, CA, March 13, 2018–American Financial Network, Inc. (AFN) today introduced AFN Protection+, an innovative mortgage product that protects a homebuyer’s down payment and is available immediately on all applicable AFN mortgages. AFN Protection+ will include +Plus SM down payment protection by ValueInsured SM embedded directly into homebuyers’ mortgages.

AFN President John Sherman indicated, “The purpose of AFN Protection+ is to offer investment security and peace of mind to borrowers as they make one of the biggest—if not THE biggest purchase of their lives”. Sherman added, “We are excited to partner with ValueInsured and offer this ground-breaking product to our borrowers.”

With AFN Protection+, homebuyers may safeguard their down payment and buy with confidence. Even if they need to move and real estate market values are down when they sell, up to the full amount of their down payment may be recovered and, if all program requirements are met, any potential loss would be reimbursed.

AFN Product Manager Michael Faraci offered highlights of the program, stating, “These are more than just product taglines. AFN Protection+ will absolutely offer our clients security in their investment, freedom of homeownership, and flexibility to sell and move, even if home values have declined since the date of purchase. This really is a revolutionary product, and I am proud AFN can now offer it to our clients. This policy also comes at a very affordable cost to homebuyers, and it offers them so much in return.”

“AFN recognizes that borrowers need to protect their down payments and is addressing it by offering Protection+ in all of its mortgages," said Joe Melendez, CEO of ValueInsured, the provider of +Plus Down Payment Protection. “It is exciting to partner with a company that understands both the market and consumers’ needs.”

AFN Protection+ is available now. To purchase a home with AFN Protection+, homebuyers (or their Real Estate Agent) need only mention it to their AFN Loan Officer. Homebuyers and their Agents can learn more about AFN Protection+ at

About American Financial Network, Inc.

Established in 2001 by Jack and John Sherman, American Financial Network, Inc. (AFN) is a licensed mortgage lender (NMLS #237341) that is proud to have assisted hundreds of thousands of customers in financing their American dream of homeownership over the last 17 years. AFN is based in Brea, California; is licensed in 46 states plus Washington, D.C.; and remains on an impressive growth trajectory. AFN is an approved Fannie Mae and Freddie Mac seller/servicer, and an approved issuer for Ginnie Mae. A direct lender with in-house underwriting, AFN offers a full line of mortgage products including: Conventional, FHA, VA, USDA, Jumbo, 203(k) rehabilitation loans and more.

About ValueInsured
Based in Dallas, Texas, PVI Agency, LLC dba ValueInsured℠, is the only provider of home down payment and refinance equity protection. The innovative products give homeowners greater control and flexibility to sell their home, protect their down payment and accumulated home value even in a down market. ValueInsured's +Plus down payment and equity protection programs are available on mortgages across the U.S. and are backed by one of the world's largest re-insurance companies, with more than $8 billion in capital. See policy details and +Plus availability at


Media Contact

Lisa Petras

American Financial Network

(909) 287-2659


Media Contact

Charlyne H. McWilliams

William Mills Agency for ValueInsured

(301) 933-5567