• “I just got that amazing new job we wanted on the west coast! We need to relocate.”
    — Happy Employee
  • “I’ve finally been able to save up for a home but I’m just too scared to pull the trigger.”
    — Current Renter
  • “Son, it’s time you stop throwing away money on rent. We need to work on buying you an apartment.”
    — Dad
  • “With the kids off to college, the empty nest is just a bit too empty. We need to simplify.”
    — Empty Nester
  • “Honey, I’m pregnant. We’re going to need a bigger home.”
    — Excited Mom-to-Be

What is +Plus Down Payment Protection?

+Plus Down Payment Protection protects up to the full amount of the homebuyer’s initial down payment, in the event of a loss when you sell in a down market. Here’s how it works:

Let's say you bought a home for $300,000 and put 10% down, or $30,000. The bank is protected through PMI insurance for the $270,000 mortgage. However, your hard-earned $30,000 down payment is not.

You buy a home for $300,000

Fast forward 5 years later and for some reason you need to sell your home but its value is only $280,000, or $20,000 less than you paid. With Down Payment Protection, you'd recoup the $20,000 you'd normally have lost.

5 years later you have to sell at a $20,000 loss

Now you can be protected the same way the banks are protected when you get a mortgage... only with +Plus Down Payment Protection.

Why +Plus?

It's created for you,
the modern homebuyer.

Lenders protect themselves with title insurance, private mortgage insurance and homeowners insurance, all funded by you, the homebuyer. 

Why shouldn’t you do the same?

Only +Plus covers you by protecting your down payment against unpredictable market losses, putting you back in control when life happens. With +Plus, it’s a great time to buy a home.


SEE HOW +PLUS GIVES YOU FREEDOM

 

HOW +PLUS WORKS

 

Why Now?

Homes have historically been a great investment. For most people, it is the largest asset they will ever own. 

Modern homebuyers have learned however that events outside your control can impact your home’s value forcing you into very difficult situations where you can lose that investment.

+Plus was born out of these needs. It simply wasn't needed before now. It was built for you, today’s homebuyer to put you in the driver’s seat when life happens (and it will).

Down Payment Protection is all the buzz