Legal Notices

Welcome to valueinsured.com. This Site is owned and operated by PVI Agency, LLC (“PVI”). Please read the following Legal Notices that are the terms and conditions of use for this site ("Site"), as well as our Privacy Policy. 

Site for Information Only

The data, information, and content on this Site are for informational and educational purposes only. Policies may only be sold through licensed agents and/or brokers. By providing access to other websites, neither PVI nor any of its affiliates is recommending or endorsing services provided by any website's sponsoring organization. Materials relating to ValueInsuredsm and +Plussm should be read in conjunction with the actual terms and conditions of insurance (available through this Site) that describes the specific coverages and any applicable exclusions. Read it carefully before purchasing.

License and Site Access

PVI hereby grants you a limited, nonexclusive, nontransferable license to view, bookmark, download, and print the pages within this Site and the documents, graphics, and media incorporated on those pages. The pages within this Site may be used solely for personal, informational, and noncommercial purposes. You may not modify, copy, distribute, transmit, post, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any pages, data, information, or services obtained from this Site, unless you have obtained the prior written permission of PVI. All rights not expressly granted herein are reserved by PVI. PVI expressly reserves the right (but has no obligation) to monitor any and all use of this Site.

Linking

PVI has not reviewed or authorized any sites linking to this Site. If you link other websites to this Site, you may not suggest that PVI has endorsed or is affiliated with such websites and you may not display this Site as “framed” within another website. We do not take responsibility for any websites linking to this Site or any links from this Site. Any links from or to other websites are provided merely for the convenience of the users of the Site and the inclusion of these links does not imply any endorsement, representation or warranty by PVI with respect to any such linked websites or the content, products or services contained or accessible through such websites or their operators. THE LINKED SITES ARE NOT UNDER THE CONTROL OF PVI AND PVI IS NOT RESPONSIBLE FOR THE CONTENTS OF ANY LINKED SITE OR ANY LINK CONTAINED IN A LINKED SITE OR ANY CHANGES OR UPDATES TO SUCH SITES. PVI DISCLAIMS RESPONSIBILITY FOR THE PRIVACY POLICIES AND CUSTOMER INFORMATION PRACTICES OF ANY THIRD-PARTY WEBSITES HYPERLINKED TO OR FROM THIS SITE. Following links from and to this Site is at your own risk.

Security

PVI makes no warranty, express or implied, regarding the security of the Site, including with respect to the ability of unauthorized persons to intercept or access information transmitted by or to you through this Site.

Copyright Policy

Copyright ©2015 PVI Agency, LLC. All rights reserved. All content on this Site, including, but not limited to, text, graphics, audio clips, logos, buttons, images, digital downloads, data compilations, software, icons, HTML code, and XML code, is the property of PVI and its affiliates or its suppliers, and is protected by United States and international copyright laws.

Downloading Files and Other Content

If you download files or other content (collectively, the "Files") from this Site, they are licensed to you by PVI solely for your personal, noncommercial use. However, PVI does not transfer title to the Files to you. You own the medium on which the Files are recorded, but PVI and its licensors retain full and complete title in and to the Files, including all intellectual property rights therein. You may not redistribute, sell, decompile, reverse engineer, disassemble, or otherwise reduce the Files to any other form whatsoever.

Termination

The rights granted to you herein terminate immediately upon any violation by you of these terms of use. PVI reserves the right to terminate your access to this Site at any time, without notice, for any reason whatsoever. You agree that PVI shall not be liable to you or any third party for any termination of your access to this Site.

Disclaimers and Limitations of Liability

YOU EXPRESSLY UNDERSTAND AND AGREE THAT YOUR USE OF THIS SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULL EXTENT PERMITTED UNDER APPLICABLE LAW, PVI EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, TITLE, AVAILABILITY, ACCURACY OR COMPLETENESS. PVI MAKES NO WARRANTY THAT: THIS SITE WILL MEET YOUR REQUIREMENTS; THIS SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR FREE OF VIRUSES, ERRORS, WORMS, DATE BOMBS, TIME BOMBS, OR OTHER HARMFUL COMPONENTS; THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS SITE WILL BE ACCURATE OR RELIABLE; THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THIS SITE WILL MEET YOUR EXPECTATIONS; ANY ERRORS ON THIS SITE WILL BE CORRECTED; AND THE DATA AND MATERIALS PRESENTED OR DISPLAYED ON THIS SITE ARE CORRECT, ACCURATE, OR RELIABLE. 

APPLICABLE LAW IN SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. HOWEVER, IN SUCH CIRCUMSTANCES THE LIABILITY OF PVI OR ANY REPRESENTATIVE IS LIMITED TO THE GREATEST EXTENT ALLOWABLE UNDER APPLICABLE LAW IN SUCH JURISDICTIONS AND IN NO EVENT SHALL THE TOTAL LIABILITY TO YOU OF DIMENSIONAL OR ANY REPRESENTATIVE FOR DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE. 

NO ADVICE OR INFORMATION, WHETHER WRITTEN OR ORAL, WHETHER OBTAINED BY YOU FROM PVI, FROM A PVI AGENT, OR THROUGH OR FROM THIS SITE, SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS OF USE. PVI WILL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES (EVEN IF PVI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), RESULTING FROM ANY MATTER RELATING TO THIS SITE. THIS IS TRUE EVEN IF PVI HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES.

Integration

If any provision of these Legal Notices is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severed and will not affect the validity and enforceability of the remaining provisions. These Legal Notices represent the entire agreement between PVI and the user relating to the subject matter herein.

Choice of Law

PVI controls and operates this Site from our offices within the State of Texas, United States of America. By visiting this Site, you agree that the laws of the State of Texas, United States of America, without regard to principles of conflict of laws, will govern these conditions of use and any dispute of any sort that might arise between you and PVI arising from your use of this Site. The courts of the State of Texas shall have exclusive jurisdiction to settle any dispute that may arise out of, under, or in connection with these conditions, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.

Modifications

PVI reserves the right, at its discretion, to modify these conditions of use at any time, and any such modification will be effective immediately upon posting the modification. We suggest that you check these Legal Notices periodically for modifications. If you use this Site after we post modifications to this Site, then you will be bound by such modifications.